If you're using fresh apples, sprinkle lemon juice over them after they're cut to prevent browning. Prepackaged sliced apples will have an anti-browning agent, such as calcium ascorbate, added.
Arrange sliced apples on a pretty serving dish.
Melt marshmallow creme and butter, stirring constantly. Pour over sliced apples.
Heat caramel sauce in microwave for 30 seconds or until pourable. Pour over apples.
Sprinkle chocolate chips, toffee bits and pecans over apples.